The idea of Personal Retirement Accounts (PRA) as part of Social Security reform may be gaining some traction. Democrats have been almost completely against the idea of allowing younger workers to divert part of their Social Security payroll taxes into a private account of relatively safe investment options. This is an account that would be owned by the individual (not the government) and would be able to be passed on to one's heirs if desired unlike the current scenario which also offers a dismal rate of return. President Bush has been campaigning hard for the idea around the country hoping to pressure enough Democrats to support the idea and join with Republicans to get it passed. On Friday, February 11, My Way News reported an encouraging sign. Click here